ACA Explained: The Power of Understanding Your Coverage

Health insurance can be confusing, but understanding your options is the first step toward confident healthcare decisions. Whether you’re exploring Affordable Care Act (ACA) Marketplace coverage or wondering if you qualify for financial assistance, finding the right coverage means looking beyond the monthly premium to your healthcare needs, preferred doctors, and budget.

Join host Amanda Reed Myers as she welcomes back Chelsey Hogan, Owner and CEO of CHI Insurance Agency, for Part 2 of their conversation. Together, they simplify the ACA, explore Marketplace options, explain how subsidies work, and discuss the value of trusted guidance.

Health literacy is woven into Live4It’s mission. Through our Value Preventive Health pathway, we encourage you to build your knowledge, ask questions, and confidently advocate for your health.

In This Episode, You’ll Learn:

  • Understanding the ACA: How Marketplace insurance works and the consumer protections it provides.
  • Your Coverage Options: Who may be eligible for Marketplace coverage and how to choose a plan.
  • Understanding Subsidies: How premium tax credits can lower your monthly costs.
  • Why Your Income Matters: How household income and reporting changes affect financial assistance.
  • Coverage for Your Family: How dependents affect coverage, including possible Medicaid or PeachCare eligibility.
  • Choosing Coverage: Why networks, deductibles, out-of-pocket costs, and premiums all matter.
  • Trusted Guidance: How a knowledgeable insurance broker can help you compare options and navigate changes year-round.

Meet Our Guest: Chelsey Hogan

Chelsey Hogan, Owner and CEO of CHI Insurance Agency, has helped individuals and families navigate insurance since 2008. A University of Georgia graduate in Risk Management and Insurance, she specializes in Medicare, individual and family health, life, and supplemental insurance, and Social Security education.

Chelsey believes great client relationships start with listening: understanding each person’s situation, explaining options clearly, and helping them decide with confidence. Outside of work, she enjoys time with her husband, Jason, and their daughters, Olivia and Amelia.

Her philosophy: Making Insurance Make Sense. And rumor has it, Chelsey and Batman have never been seen in the same room.

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Disclaimer

The materials and information presented and contained within this presentation are solely the property of Health One Alliance, LLC. The opinions of the individuals in this program are intended for general information only, and do not, and are not intended to reflect the opinions of Health One Alliance, LLC, nor constitute medical advice and should not be used for the purposes of diagnosing, recommending, or treating any illness or injury nor replacing professional medical care. Please see your health care provider if you have a health problem.

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